RH-Only (439c)
EVERYTHING RH AGENTIC CAN EXECUTE · MC BASE ~13.1%/YR · FROZEN 07-21▶About this strategy — what it is, what it looks for, how it operates
The maximized Robinhood-agentic-only portfolio (research/439c, frozen 2026-07-21): every sleeve the agentic account can physically execute — long stocks/ETFs and single-leg L2 options, no margin, no multi-leg, no shorting. Mix (max-return within maxDD p95 <= -20%): Insider 35%, Options Wheel 25% (cash-secured puts + covered calls — exactly what L2 permits), Cross-Asset TSMOM 20%, Insider Calls (90DTE) 1.7%, T-bill cash (SGOV) 18.3% at 4.5%. Expected (MC): BASE ~13.1%/yr (Sharpe 0.79, DD p95 -19.5%); CONSERVATIVE ~10.1%; falls to ~12.3%/8.4% if the SGOV and collateral-yield assumptions fail. The premium-selling books (condors, SPX VRP) are structurally excluded — multi-leg is impossible at any RH option level; adding one monthly Schwab session restores ~+5-7%/yr (see Full System).
- Construction439c max-return objective inside a -20% maxDD p95 budget; gross <= 1.0 (no margin exists); idle cash parked in SGOV
- What was tried and failedCSP expression of the condor screen (+1.1%/yr on collateral — NO-GO) and deep-ITM-call synthetic leverage (financing +7-19%/yr over SOFR — NO-GO)
- Verify before trusting 10%+SGOV holdable in the agentic account; RH sweep interest on CSP collateral (together worth ~+2.7%/yr)
- Executionentirely through the RH agentic approval page: insider daily rhythm, monthly TSMOM rebalance, monthly wheel cycle, c90 satellite
Backtest numbers, not live results — measured on honest true-daily marks across a 5-fold walk-forward with 10bps costs. Past performance does not guarantee future returns.
| Sleeve | Weight | Capital | Sleeve return | Contribution P&L | Sleeve book equity |
|---|---|---|---|---|---|
| Insider | 35.0% | $3,500 | -0.45% | −$16 | $10,388 |
| options_wheel | 25.0% | $2,500 | +0.00% | +$0 | $100,000 |
| Cross-Asset TSMOM | 20.0% | $2,000 | +0.52% | +$10 | $101,124 |
| Insider Calls (90DTE) | 1.7% | $170 | -1.71% | −$3 | $98,289 |
| T-bill cash (SGOV, 4.5%) | 18.3% | $1,830 | — | — | — |
Each sleeve is its own live paper book. RH-Only composes the 439c BASE max-return mix — everything the Robinhood agentic account can execute (no margin, no multi-leg): the SGOV leg accrues 4.5%/yr and is an ASSUMPTION until verified holdable in the account. Excluded from the homepage aggregate to avoid double counting.